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VISA

VISA (Visa International Service Association) je jedna od najvećih svetskih mreža za digitalna plaćanja koja omogućava platne transakcije između banaka, korporacija, privatnih lica i državnih institucija u više od 200 zemalja širom sveta.

Osnovana je 1958. kao deo odeljenja za upravljanje kreditnim karticama Banke Amerike. VISA kreditnu karticu osmislio je jedan bankarski službenik koji je uvideo da bi objedinjen kompjuterski sistem značajno olakšao obradu transakcija korisnika, što su do tog trenutka trgovci obavljali manuelno i pojedinačno.

Ideja je odmah zaživela, a zahvaljujući ovom službeniku, VISA kreditna kartica postala je jedna od najpopularnijih metoda plaćanja u svetu. Prema izveštaju iz 2006. godine, VISA je imala 44% udela na tržištu kreditnih kartica i 48% na tržištu debitnih kartica samo u SAD-u. Sedište korporacije je u San Francisku, Kalifornija.

Kako se koristi VISA kreditna kartica?

VISA kreditna kartica funkcioniše slično bilo kojoj drugoj kreditnoj kartici. Prijava vlasnika kartice mora da bude odobrena od strane VISA kompanije. Sve transakcije koje se obavljaju u onlajn kazinima zovu se Transakcije bez vlasnika kartice (engl. Cardholder Not Present transactions) - transakcija može da se obavi bez obaveznog fizičkog prisustva vlasnika, te je stoga namenjena uplatama, isplatama i plaćanjima na daljinu, putem telefona, Interneta ili imejla.

Kada vlasnik kartice unese broj kreditne kartice, VISA koristi dodatne mere bezbednosti, odnosno alat koji se zove Verified by Visa da bi utvrdila da korisnik ima validnu karticu i dovoljno sredstava na njoj. Kada se ovo ustanovi, VISA odobrava transakciju. Da bi se transakcija uspešno izvršila, neophodno je da vlasnik kartice unese PIN broj (engl. Personal Identification Number), odnosno, lični identifikacioni broj.

Svakog meseca, vlasnik kartice dobija izveštaj o svom VISA kreditnom nalogu koji detaljno prikazuje sve transakcije, obavljene kupovine, neplaćene naknade i sveukupni platni promet na računu. Vlasnik kartice bira kako da izmiri svoja dugovanja - plaćanjem duga u celosti ili plaćanjem minimalne dozovljene sume do određenog datuma, da bi izbegao moguće dodatne kamate.

Restrikcije VISA kreditne kartice

14. aprila 2020. UK zabranjuje upotrebu kreditnih kartica u onlajn kazinima i dodaje još jedan sloj zaštite za igrače koji su prekoračili dozvoljene limite plaćanjem u kazinu. Zabrana se ne odnosi samo na kreditne kartice, već i na E-novčanike povezane sa kreditnim karticama i nalogom u banci.

Igrači u Ujedinjenom Kraljevstvu, koji su do tada kockali onlajn koristeći VISA ili neku drugu kreditnu karticu bili su prinuđeni da odaberu alternativnu platnu metodu za uplate i isplate u onlajn kazinima i na sajtovima za sportsko klađenje.

VISA: za i protiv

Ovaj način plaćanja ima samo jednu manu, a to je da većina kazina više ne prihvata uplate i isplate VISA kreditnom karticom. Ako zanemarimo ovu činjenicu, VISA kreditna kartica je jedan od najboljih i najjednostavnijih načina plaćanja u onlajn kazinu. Ne samo da ju je lako koristiti, nego je i vrlo sigurna i pouzdana. Kada su u pitanju prevare, alat Visa Verified by Visa sprečava mnoštvo sumnjivih transakcija. Sve u svemu, VISA kartica pruža korisniku pozdanu platformu za sve onlajn transakcije, a onlajn kazina nisu izuzetak.

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Visa Credit način plaćanja, naknade i važne informacije
Visa Credit je popularan u ovim zemljama Canada, Ontario, CA, India, Latvia, Mexico, Netherlands, Poland, Serbia, United States
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Slotastic 03/02/16

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Vegas Crest Casino 12/06/14

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